Why claims get denied
Most denials are fixable
The plan decides on the evidence in your file. When an MLB claim is denied, it's usually because something was missing, not because you can work.
Appeal deadline check
How much time do you have to appeal?
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Your appeal window
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Denied claimMLB Total & Permanent
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You have 180 days from your denial to appeal a disability claim. Your denial letter shows the date. Have it handy for your call.
How we appeal
From denied to approved
An appeal is your chance to put what was missing in front of the plan. Here's how we use it.
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Why it's worth appealing